Without a tremendous amount of effort, this dessert will make a lasting impression. Older children can get into the act and have fun helping out.
In separate containers, melt dark, milk, and white chocolates, either in your microwave or in a double boiler on your stovetop. Dip each piece of fruit into your favorite chocolate until well coated. Roll in chopped nuts or coconut to taste. Place on a sheet of waxed paper and chill at least 1 hour.