Preheat griddle to medium-high heat. In medium bowl mix together all dry ingredients. Combine liquid ingredients in small bowl. Combine wet and dry ingredients and let set for at least 10 minutes. Pour batter onto griddle. Drop slices of fruit or berries onto pancakes while they cook. If you use apples, sprinkle pancakes with a little cinnamon. Flip pancakes when they start to bubble on one side.